Barrie Home Inspector

Home Maintenance and Tips for Home Owners

Tag: homes

Replacing That Fuse Box?

Electricity

Electrical fusesOlder homes tend to have fuse boxes; newer homes and upgraded electrical systems use circuit breakers. Either device will protect your wiring if used properly. Circuit breaker electrical panels are installed in almost all new home construction. They have become the norm as people find them more convenient, but fuses are still a viable source of protection if used correctly. In most industrial installations, fuses are the preferred method of protection over breakers. When a circuit breaker trips you reset the circuit breaker and “pop”, it trips again, or it trips again when you go back upstairs and turn back on what you were using when it tripped in the first place. At this point you need to stop and identify the root cause of the problem making the circuit breaker trip.

The primary advantage of a circuit breaker is that it can be reset. That really matters when you’re running small electrical circuits, like in your kitchen. Older homes really weren’t designed with such heavy electrical power draws such as microwaves, dishwashers and the many other modern conveniences we have today. Which is why the 2002 National Electric Code (or NEC) calls for two 20 amp general appliance circuits, plus dedicated circuits for refrigerators, dishwashers, food disposals and the like in new, or remodeled home kitchens. That’s a minimum.
A lot of older homes, started out with few circuits but over the years more are usually added.

With fewer circuits and ever increasing electrical requirements, fuses would be at great disadvantage, because you’d blow them periodically. But for bigger power levels, say above 40 amps, the advantages become less clear, particularly when the house electrical system has been properly designed for the expected.

When buying fuses, look for the CSA mark. This shows that the fuse complies with recognized safety standards. Fuses are more reliable than circuit breakers. When a fuse rated at 20 amps exceeds twenty amps, it blows. Period. So if you buy a house with a fuses, don’t panic and decide you need circuit breakers right away. Even an old fuse will not betray you. Provided it’s not too big for the wire it protects, (and people are notorious for upsizing screw-in fuses when they have one blow) a fuse is a very effective way of protecting the circuit, the appliance and people.

A fuse is nothing more than a wire that melts when a known level of current flows through it. Fuses don’t age. But if you need more circuits you’ll need to put in a new breaker panel or subpanel as nobody makes fuse boxes for residential applications these days.

Circuit breakers and fuses protect your house from power overloads caused by spikes in the power supply. Without these an appliance, such as your dryer or microwave oven could easily overheat and catch fire. For this reason you must use extreme caution when working with them. Keep in mind that any electricity is dangerous, and that which powers your house can stop your heart under the right circumstances. If you feel you are in over your head at anytime, don’t hesitate to call in a professional electrician rather than risk fire or electrocution.

Both fuses and circuit breakers are overcurrent protection devices as defined by the NEC. You chose your breaker or fuse size after you’ve picked your wire size. Of if you’ve picked a fuse size, then the wire must match it.

Older breakers can ‘freeze’ in place. Breakers need to be exercised, turned on and off, so corrosion doesn’t weld the contacts together enough to make the breaker slow, or reluctant to blow. Old “Pushamatic” panels are notorious for this problem. A good practice when you have breakers is to flip all your breakers on and off once or twice a year to prevent the breakers for such seizures.

Fuses are fast. They open in one fifth of a cycle, breakers 1.5 cycles. That’s not much time at 60Hz, but it matters when you’re trying to protect computer equipment. A fuse might make the difference if you get hit with lightning.

Fuses are more flexible. You can get them with a dual element time delay which allow for a temporary overload in amps which occurs when AC compressors, fridges, dryers or other appliances which have high start up current draws. In a dead short situation these fuses will blow in a fifth of a cycle.

Of course, fuses must be changed, while breakers need to be reset. To change a fuse, turn the circuit to off and use an insulated tool, like linesman’s pliers o pull the fuse, and push in the new one. Screw-in fuses (type H) can be safely unscrewed if you resist the temptation to stick your finger in the socket. And remember to put exactly the same rating fuses back in. Remember an up rated fuse does NOT up rate the wire behind it.

But breakers sometimes have to be changed too. Square D, a manufacturer renowned for quality, only warrants its breakers for one trip. The reason is that every trip involves an electrical arc, and potential damage to the breaker’s contacts. A breaker that trips often should be changed. Fuses are generally cheaper, but at the household current level, good breakers are quite affordable.

Home Improvement in Barrie

Personal Interest

Home Improvement in Barrie –  Your guide to home improvements in the Local area.

How To Add Those Special Finishing Touches For Little Or No Money

Home is, as they say, where the heart is, so it is hardly surprising that we want it to look its best. We want our homes to reflect our tastes and design ideas and for it to be a welcoming, attractive place for ourselves and our guests to enjoy.

In these times of financial pressures and focus towards austerity, many families don’t have any spare funds to put towards little extras for their home. So how can we still add those special finishing touches to our homes while spending little or no money?  Here are some suggestions.

Looking  good

If a room is looking tired and in need of decorating, you can often freshen it up by attending to the details, rather than the whole room. Try painting or varnishing the skirting boards, picture rails, door frames and windowsills to brighten things up. Sometimes, changing lampshades or cushions can have the effect of a makeover too.

Storage is a tricky subject and it can be hard in smaller houses to keep things neat and tidy. Invest in shelving that can be added to or reduced in size so that you can keep up with the state of your belongings. If children’s toys are a problem, try putting some of them away for a while, then bringing them out at a later date. Result? You will have fewer toys to store and your kids will be delighted to be reunited with old favourites once more.

Sweet smell of success

Pot pourri, incense sticks and other proprietary room fragrances can be expensive and their scents can be overpowering. Why not try wiping your favourite essential oil over the glass part of a light bulb or leaving some on a radiator in a shallow dish? When the light or radiator is switched on, the heat will diffuse the fragrance into the room.

Place some water and slices of lemon in your microwave for a few minutes. Not only will it help loosen any stuck on food for cleaning it later, the citrus smells will also turn your kitchen into an aromatic heaven.

Make do and mend

If your table is looking a bit worse for wear, there’s no need to fork out for a new one straight away. A coat of paint, varnish or wood stain will refresh it in no time. Or, if you don’t want to do that, adding a simple table runner (these can be stitched from spare fabric) will really brighten it up.

You could even add a vase of flowers too for an instant touch of spring. Place a small lump of charcoal in the water to keep it pure and fresh for longer.

If you are handy with a sewing machine, you could have a go at making your own curtains. This will work out cheaper than purchasing off-the-peg ones, and you can customize them perfectly to match the themes in your room and the size of your windows. Sew a few marbles or small weights into the hems of unlined curtain to make them hang nicely. You could even try embroidering a design onto them to make them truly unique and personal.

Canadian home sales pull back in January

Real Estate

Real Estate Sales Barrie ONOTTAWA – February 15, 2012 – According to statistics released today by The Canadian Real Estate Association (CREA), national resale housing activity retreated in January 2012 from the strong finish reported for December 2011.

Highlights:

  • Home sales were down 4.5% from December to January.
  • Actual (not seasonally adjusted) activity came in 4.0% above levels in January 2011, and stood even with the 5 and 10 year averages for January sales.
  • The number of newly listed homes edged down 1.4% from December to January.
  • With sales down by more than new listings, the national market shifted further into balanced territory.
  • The national average home price was up less than 2% year-over-year in January, ranking it among the smallest increases of the past year.

Sales activity recorded through the MLS® Systems of real estate Boards and Associations in Canada fell 4.5 per cent from December 2011 to January 2012. This marks the first monthly decline in national activity since August 2011 and the biggest monthly decline since July 2010. The monthly decline reversed a string of monthly increases over the closing months of last year, and returned national activity to where it stood at the end of the third quarter of 2011.

“The national housing market is stabilizing and remains well balanced,” said Gary Morse, CREA’s President. “That said, forecasts for economic and job growth going forward vary widely for different parts of the country, suggesting a possible continuation of a softening trend in some markets, as well as the potential that demand will pick up based on strong fundamentals in others. All real estate is local, so talk to your local REALTOR® to understand how price trends in your neighbourhood are shaping up.”

Activity was down in over half of all local markets in January from the previous month. Led by declines in Greater Toronto and Montréal, demand also softened in a number of other major urban centres including the Fraser Valley, Calgary, Edmonton, Winnipeg, Ottawa, and Greater Vancouver.

Actual (not seasonally adjusted) national sales activity was up four per cent from year-ago levels in January, the smallest year-over-year increase since last May. As was the case in a number of months last year, actual sales in January 2012 stood close to the five and ten year average for the month.

The number of newly listed homes edged down 1.4 per cent on a month-over-month basis in January following a 2.9 per cent increase in December. The monthly decline in new supply reflects a drop in new listings in a number of Canada’s largest urban centres, which offset a jump in new listings in Vancouver.

Sales fell in January shifting the national market back towards the mid-point of balanced territory and reversing the recent trend which had seen the market becoming tighter over the final four months of 2011. The national sales-to-new listings ratio, a measure of market balance, stood at 53.8 per cent in January, down from 55.5 per cent in December and 55.4 per cent in November.

Based on a sales-to-new listings ratio of between 40 to 60 per cent, 60 per cent of local markets were balanced in January. Compared to December, there were fewer buyers’ and sellers’ markets, and a greater number of balanced markets.

The number of months of inventory stood at six months at the end of January on a national basis, up from 5.7 months in December 2011 and returning it to where it stood in October 2011. The number of months of inventory represents the number of months it would take to sell current inventories at the current rate of sales activity, and is another measure of the balance between housing supply and demand.

The actual (not seasonally adjusted) national average price for homes sold in January 2012 was $348,178, representing an increase of 1.2 per cent from its year-ago level. This ranks among the smallest increases since late 2010.

On a seasonally adjusted basis, the national average home price rose 1.6 per cent on a month-over-month basis, marking a rebound from a decline of similar magnitude in December. This pattern mirrors the one playing out in the newly-launched MLS® Home Price Index (HPI), published on February 6.

“Year-over-year comparisons in the national average price are expected to become volatile and may turn negative, reflecting average price developments in the first half of 2011 in Vancouver,” said Gregory Klump, CREA’s Chief Economist. “At that time, high-end home sales in Vancouver’s priciest neighbourhoods surged to all-time record levels, which skewed the national average price upward considerably. A replay of this phenomenon is not expected this year. As a result, comparisons for national average price to year-ago levels over the coming months will reflect an upwardly skewed base effect. For this reason, year-over-year comparisons should be kept in perspective. Developments in the MLS® HPI will provide important guidance on price trends, since it is not affected by the problem of compositional shifts in the mix of sales activity.”

The MLS® HPI also takes into account the contributions toward the price of a home made by a broad range of quantitative and qualitative housing features, allowing it to track Canadian home price trends better than any other measure.

PLEASE NOTE: The information contained in this news release combines both major market and national MLS® sales information from the previous month.

CREA cautions that average price information can be useful in establishing trends over time, but does not indicate actual prices in centres comprised of widely divergent neighbourhoods or account for price differential between geographic areas.

Statistical information contained in this report includes all housing types.

MLS® is a co-operative marketing system used only by Canada’s real estate Boards to ensure maximum exposure of properties listed for sale.

The Canadian Real Estate Association (CREA) is one of Canada’s largest single-industry trade associations, representing more than 100,000 REALTORS® working through more than 100 real estate Boards and Associations.

Further information can be found at http://www.crea.ca/public/news_stats/media.htm.

Canadian home sales edge higher in November

Real Estate

Canadian home sales edge higher in November.  Canadian homes sales seemed to be un-touched by the same forces which have decimated some of our US markets.

OTTAWA – December 15, 2011 – According to statistics released today by The Canadian Real Estate Association (CREA), national resale housing activity rose slightly in November 2011 from the previous month.

Highlights:

  • Sales activity rose slightly (+0.5 per cent) from October to November on a seasonally adjusted basis.
  • Year-to-date sales remained in line with the 10 year average, but pulled further ahead of last year’s levels.
  • The number of newly listed homes was down 3.4 per cent from October to November.
  • The national housing market remains balanced, but is edging closer to seller’s market territory.
  • The national average price posted a 4.6 per cent year-over-year gain in November, the smallest increase since January.

Sales activity recorded through the MLS® Systems of real estate Boards and Associations in Canada edged upward by one-half of a percentage point. This marks the third straight month in which national activity was up from the previous month’s levels.

Activity rose in about 60 per cent of all local markets with a record November in the Halifax-Dartmouth region offsetting a dip in sales in Toronto.

“The Canadian housing market is proving resilient in the face of ongoing global economic and financial uncertainty, to the benefit of Canadian economic growth,” said Gary Morse, CREA’s President. “That said, some housing markets are picking up while others are holding steady or consolidating, so buyers and sellers should talk to their local REALTOR® to understand current and prospective trends in their local housing market.”

Throughout most months in 2011, actual (not seasonally adjusted) national home sales were in line with the 10-year average. November sales marked a break in that pattern, climbing seven per cent above the 10 year average and reaching the fourth highest level on record for the month.

“Toward the end of every year, there’s a natural inclination to compare how momentum for national sales activity and average price compare to the year before,” said Gregory Klump, CREA’s Chief Economist. “National sales activity picked up late last year, and November’s results suggest that a similar trend may be playing out again this year. By contrast, national average price also picked up toward the end of last year, whereas this year it has held steady after having peaked in the spring.”

“With interest rates expected to remain low for longer, the housing sector will no doubt be closely watched for signs of excess,” added Klump. “That said, current trends for resale housing and new home construction suggest that tightened mortgage regulations are working as intended and fostering economic stability in Canada.”

A total of 432,048 homes have traded hands via Canadian MLS® Systems so far this year, up 2.1 per cent from levels in the first 11 months of 2010. The year-to-date sales figure remains broadly in line (+0.7 per cent) with the average for that period from 2001 to 2010.

Compared to October, the number of newly listed homes fell 3.4 per cent in November. New listings slipped lower in more than two-thirds of Canadian housing markets, with Toronto, the Hamilton-Burlington region, and Calgary contributing most to the national decline.

The national housing market remains balanced, but is edging closer to seller’s market territory. The national sales-to-new listings ratio, a measure of market balance, stood at 55.5 per cent in November, up from 53.4 per cent in October. This marks the third month in which the national ratio has risen, and it now stands at its highest reading since the spring.

Based on a sales-to-new listings ratio of between 40 to 60 percent, just over half of local markets in Canada were balanced in November, while a third of markets qualified as sellers’ markets.

The number of months of inventory nationally stood at six months at the end of November. It has held steady at about this level since April, which is above levels posted during the first quarter. The number of months of inventory represents the number of months it would take to sell current inventories at the current rate of sales activity, and is another measure of the balance between housing supply and demand.

The actual (not seasonally adjusted) national average price for homes sold in November 2011 stood at $360,396. This represents a year-over-year increase of 4.6 per cent, its smallest increase since January.

PLEASE NOTE: The information contained in this news release combines both major market and national MLS® sales information from the previous month.

CREA cautions that average price information can be useful in establishing trends over time, but does not indicate actual prices in centres comprised of widely divergent neighborhoods or account for price differential between geographic areas. Statistical information contained in this report includes all housing types.

MLS® is a co-operative marketing system used only by Canada’s real estate Boards to ensure maximum exposure of properties listed for sale.

The Canadian Real Estate Association (CREA) is one of Canada’s largest single-industry trade associations, representing more than 100,000 REALTORS® working through more than 100 real estate Boards and Associations.

Further information can be found at http://www.crea.ca/public/news_stats/media.htm

Buying Older or Century Homes

Home Inspection

Buying Older or Century Homes.  When buying an older home you are usually buying a home with built in character which has withstood the test of time and is still in habitable condition.  There are some inherent problems that you might encounter when purchasing an older home.  I have listed a few basic ones just for consideration.

Rock and Cement FoundationYour older homes foundation is probably constructed of cement and stone.  There would have been no waterproofing done to the exterior of the foundation and there will be no weeping tile draining into sump.  This inspection area is one of the most important and expensive to repair if faulty.

Knob and tube wiring was usually installed in all older homes and there is usually still porcelain insulators present even if it was all removed.  You have to have a home inspector or electrician check to ensure all the knob and tube wiring was replaced.  The knob and tube was usually replaced with older two wire which has no ground and unless a total rehab was done on building you will still find two wire at outlets on upper floors and other hard to access areas.

Asbestos and vermiculite can be found in many older homes.  Some older homes had hot water boilers with cast iron radiators.  This systems were typically insulated with asbestos insulation.  Vermiculite insulation may contain asbestos and was frequently added to attics in older homes.  Asbestos requires professional removal which is very expensive.

Lead plumbing pipes and galvanized plumbing lines can be very expensive to replace and were used on most older homes.  Most insurance companies in Ontario will not insure a home with galvanized plumbing pipes.  Galvanized pipes tend to corrode from the inside out so that there is no warning that a pipe is about to burst.

Older homes may have many layers of lead paint which has built up over the years.  Lead-based paint is a major source of lead poisoning for children and can also affect adults. In children, lead poisoning can cause irreversible brain damage and can impair mental functioning. It can retard mental and physical development and reduce attention span. It can also retard fetal development even at extremely low levels of lead.  Thus, young children, fetuses, infants, and adults with high blood pressure are the most vulnerable to the effects of lead.

Cast Iron RadiatorsYour house is old and gorgeous, as are those wonderfully ornate cast-iron radiators, but these days, energy prices are anything but old-fashioned. Older homes have radiators sized for a time when open-window ventilation was popular and insulation was uncommon. If you’ve insulated and updated your windows, your radiators are most likely larger than they need to be.  You should have your home assessed by a heating expert to evaluate the expense and available options if required to upgrade your heating system.  Many people are using GEOthermal heat pump systems when they are in the country and have no real alternative fuel source.  Oil and propane are available for people who have no access to natural gas but can be very expensive,  especially in older homes that may be lacking in  insulation and thermal protection.

Many older homes with boilers also had asbestos insulation on both the boiler and the piping.  Even boilers which may have fiberglass insulation on pipes may still have asbestos on elbow joints.  Ensure your potential home is asbestos free prior to purchasing.  Depending on the amount of asbestos in the home the cost of removal can be disastrous to your renovation budget.

 

The Barrie Home Inspector has many years of experience in inspecting Century Homes and is also a Certified Building Code Official with the Ontario Building Officials Association.  Commercial Building inspections also entail the same problems as residential and buyers have to be aware of the risks and hazards involved in purchasing older properties.  Visit the Barrie Home Inspector’s site a www.barriehomeinspector.com to obtain more information and advice when dealing with older homes.

Buying or Selling a Home in Innisfil

Real Estate

Buying or Selling a Home in Innisfil. There are a lot of emotions involved when buying or selling a home, but negotiating the price shouldn’t be.  Having a plan prior to negotiating is key to preventing stress during the turbulence involved in high-stakes negotiations.  Your Innisfil Real Estate Agent can guide you and advise you but eventually you must make the final decision.

First time home buyers get a lot of tips from friends, family and co-workers, much of which is probably good advice gleaned from their own home buying experiences.  Your Professional Innisfil Realtor has bought and sold hundreds of homes and is more prepared to advise you on many obstacles that may arise and often do.  The more you know, the better equipped you are to negotiate.

Plan your attack.  Determine what features you want and what they are worth to you. Know in advance the most you’re willing to pay, and with your agent work back from that number to determine your initial offer, which can set the tone for the entire negotiation. A too-low bid may offend sellers emotionally invested in the sales price; a too-high bid may lead you to spend more than necessary to close the sale.

When selling your home you want to present the best possible view of  your home.  Most Professional Innisfil Real Estate agents will help you in this area using their years of experience to guide you.  From making minor repairs to plumbing, electrical, caulking, sidewalks and painting, what your prospective buyer first sees when initially walking through your home is what is most likely the deciding factor in whether to entertain an offer.  Some Realtors will suggest you have your home Professionally staged to improve your homes presentation.

Most upscale homes now use professional staging companies to fully stage the property.  These professional companies supply furniture and accessories to enable prospective clients to see the home in the best light possible and so they can envision themselves living there.  Some Home Staging companies advertise that many of their homes will actually sell for more than the listing price.

People who earn a good salary but fail to qualify for a typical mortgage are frequently turning to the Rent to Own option, Rent to Own has become very popular in the Innisfil Real Estate market. A rent to own transaction is when a landlord agrees to lease a home to a tenant and the tenant has an option to buy the home for a pre-negotiated price before the end of the lease. The primary components of a rent to own transaction are the rental term, the purchase price, the upfront deposit, and the monthly rent credit.

When deciding to start looking for a new home, the first step you should take is getting yourself pre-approved by your financial institution of choice. When seeking preapproval, talk to a few different mortgage lenders to find the best mortgage package that suits your needs. Two or three lenders is usually enough to give you a reasonable idea of the amount of money to can afford to spend on a new home.

Your local Innisfil Real Estate Agent can share his knowledge and expertise to allow you to get more money from the sale or to save you money when buying your next property.  Utilize their tools and expertise and help ensure your next real estate transaction is a pleasurable experience with the knowledge that you got the best price possible whether buying or selling.

Buying Older Home – Typical Problems

Basements, Exterior

Buying Older Home – Typical Problems.  When buying an older home you are usually buying a home with built in character which has withstood the test of time and is still in habitable condition.  There are some inherent problems that you might encounter when purchasing an older home.  I have listed a few basic ones just for consideration.

Your older homes foundation is probably constructed of cement and stone.  There would have been no waterproofing done to the exterior of the foundation and there will be no weeping tile draining into sump.  This inspection area is one of the most important and expensive to repair if faulty.

Knob and tube wiring was usually installed in all older homes and there is usually still porcelain insulators present even if it was all removed.  You have to have a home inspector or electrician check to ensure all the knob and tube wiring was replaced.  The knob and tube was usually replaced with older two wire which has no ground and unless a total rehab was done on building you will still find two wire at outlets on upper floors and other hard to access areas.

Asbestos and vermiculite can be found in many older homes.  Some older homes had hot water boilers with cast iron radiators.  This systems were typically insulated with asbestos insulation.  Vermiculite insulation may contain asbestos and was frequently added to attics in older homes.  Asbestos requires professional removal which is very expensive.

Lead plumbing pipes and galvanized plumbing lines can be very expensive to replace and were used on most older homes.  Most insurance companies in Ontario will not insure a home with galvanized plumbing pipes.  Galvanized pipes tend to corrode from the inside out so that there is no warning that a pipe is about to burst.

Older homes may have many layers of lead paint which has built up over the years.  Lead-based paint is a major source of lead poisoning for children and can also affect adults. In children, lead poisoning can cause irreversible brain damage and can impair mental functioning. It can retard mental and physical development and reduce attention span. It can also retard fetal development even at extremely low levels of lead.  Thus, young children, fetuses, infants, and adults with high blood pressure are the most vulnerable to the effects of lead.

Your house is old and gorgeous, as are those wonderfully ornate cast-iron radiators, but these days, energy prices are anything but old-fashioned. Older homes have radiators sized for a time when open-window ventilation was popular and insulation was uncommon. If you’ve insulated and updated your windows, your radiators are most likely larger than they need to be.  You should have your home assessed by a heating expert to evaluate the expense and available options if required to upgrade your heating system.

The Barrie Home Inspector has many years of experience in inspecting Century Homes and is also a Certified Building Code Official with the Ontario Building Officials Association.  Commercial Building inspections also entail the same problems as residential and buyers have to be aware of the risks and hazards involved in purchasing older properties.  Visit the Barrie Home Inspector’s site at www.barriehomeinspector.com to obtain more information and advice when dealing with older homes.

Have a Realistic Selling Price !

Real Estate

Have a Realistic Selling Price !   PRICING YOUR HOME RIGHT is one of the most important parts of listing your home. The biggest mistake that a seller can make when they place their home for sale on the Real Estate market is that they don’t price it right. This common mistake is often made because the seller listens to a friend or relative who professes to be an expert at selling homes instead of listening to their local professional Real Estate Agent who they should be hiring.

Your local Angus Real Estate Agent has the local knowledge and experience in the Angus market and has up to date statistics regarding prices for comparable listing and previously sold real estate. The friend or relative does not have access to the same information and is usually basing their price on perceived value that may be based on his imagined value of his own home. Not a very realistic method of ensuring your getting “fair value” for your real estate investment property.

It is always interesting to hear the argument that “with your home on a lot that size in the King City area, where I live, it would sell for ,000 more than the Real Estate Agent suggests.” Real Estate sales are based on location, style, condition and price. The location cannot be changed to the King City area, unless you own a mobile. The style of home is unchangeable unless you want to add an addition or a garage. The condition is a variable that can be changed somewhat inexpensively, with some paint, cleaning solutions and a bit of elbow grease, and possibly having a Home Stager come in for a consultation.

Your Real Estate agent can tell you accurately how you home compares to other homes in the area and what is strong and weak points are. The price of your home is the easiest option to change. The Real Estate Agent that you hire will assist you with making an informed decision as to what would be a fair market value for your home, in consideration of the current real estate market conditions. Make sure that you ask to see all of the sales that have taken place in the previous year, in the immediate neighbourhood that your home is located in. The price you place on the home should be within 3% of the expected sale price. If it is priced higher than this there will be few showings and probably no offers. If your home is on the MLS real estate listing system, it will get a lot of internet viewings by potential home buyers as well as Real Extate Agents that are dealing with these potential home buyers. If your real estate propert has more than 10 showings and no offers, your home is probably priced too high for the location, style and condition of the home. Now is the time to talk to your real estate agent about a possible price reduction. A price reduction should be in increments of ,000. If your home was originally priced at 9,900 a reduction to 3,900 is not going to create interest. Make your reduction stand out and make it 9,900, this will generate some immediate interest from bargain hunters. You may have missed the correct selling price when you first priced the home.

If your real estate property is on the market for 30 days and there are no showings, it is probably not the sales person’s fault, but is a good indication that the home is overpriced! Review your price with your local Angus Real Estate Agent and look at getting it down quickly to a more acceptable price which is inline with the value for the area. No home showings do not indicate that people don’t like your home, they most likely don’t like the asking price. If there are homes selling in your area, you need to know at what price, and what their price is based on so you can compete with them. Again you need to consult with your local Angus Real Estate Agent, he is worth his weight in gold when it comes to understanding the local market.

Getting the price right on your real estate at the very beginning the best bet for a smooth sale of your home. If the home goes on the market and you get several showings right away, and possibly an offer almost immediately, your sales representative has done a good job of pricing your home and marketing it to potential buyers that are looking for this area, style, condition and especially price. Do not think that the home is underpriced, as there are usually some buyers that are waiting for well priced homes to become available. These buyers are well educated in value for the area that they want, and they will not look at overpriced listings. There are many instances where a home is priced slightly under the market value for the area, and the interest that is generated by the price brings in several potential buyers and a bidding war is started. This is good for a seller as they may end up with a slightly elevated sale price if there are 2 or more buyers competing for the purchase.

In conclusion, don’t miss the price. A slightly overpriced home will be a lot harder to sell and most buyers are very educated as to market value for the area that the home is in. Price it right and you will be ready to move a lot quicker than those who don’t get the right price. Your buying power will be increased with the next home you are looking for, as you will not need to be conditional upon selling the one you just sold!

Beware of your real estate property becoming “stale”, after a while local real estate agents and active buyers stop looking at a house that has been on the market too long! People start thinking that the house has problems that is why it is not selling. Let your local professional Real Estate Agent put your real estate property for sale at the right price and save yourself needless worry and possible loss of value.

 

Your Home’s Structure

Exterior

Your Home’s Structure.  In North America, modern house-construction techniques include light-frame construction (in areas with access to supplies of wood) and adobe or sometimes rammed-earth construction (in arid regions with scarce wood-resources). Some areas use brick almost exclusively, and quarried stone has long provided walling. To some extent, aluminum and steel have displaced some traditional building materials. Increasingly popular alternative construction materials include insulating concrete forms (foam forms filled with concrete), structural insulated panels (foam panels faced with oriented strand board or fiber cement), and light-gauge steel framing and heavy-gauge steel framing.

Houses may be supported by a crawl space, full or partial basement or a floating slab on grade. Basements can be constructed of wood, poured concrete or masonry blocks. Poured concrete is becoming the norm for most housing and is far superior for cost and strength.

Most common wall framing is either balloon or platform type framing. In platform framing, the joists comprise any number of individual floors or platforms that wall framing components are constructed on top of–hence, the term platform framing. Platform framing is the most common method of frame construction. The floor, or platform, is made up of joists that sit on supporting walls, beams or girders and covered with a plywood or OSB sub-floor. In the past, 1x planks set at 45 to the joists were used for the sub-floor. Balloon framing is not permitted anymore due to lack of fire-stopping between floors.

Foundation made of concrete typically will have some cracks that are visible. Most cracks are the result of settling or shrinkage of the concrete during its curing stage. Diagonal cracks that grow in width, especially ones that are wider at the bottom than at the top, indicate settlement. Diagonal cracks over windows indicate a weak header. Diagonal cracks in a poured concrete foundation that are fairly uniform in width or are hairline-type are caused by shrinkage and, though they may allow water entry, do not constitute a structural defect. Some home inspectors think that if the crack follows the mortar joint, rather than going through the brick or block, the crack isn’t a problem. This is false. Walls crack at their weakest point. If the mortar is stronger than the brick, the wall will crack through the brick

The structural support of a roof is typically provided by either stick built rafters or engineered trusses. Collar tie is a colloquial phrase that you usually won’t find in construction or engineering documentation even though the words are commonly used among builders, architects and homeowners. The correct phrase as used in textbooks and when specified is collar beam. Collar beams are usually installed in the upper third of the roof between opposing rafters.

Having your home inspected prior to purchasing is one of the most important items of the transaction. You want to protect yourself from shoddy workmanship or major problems with your homes systems. A house is comprised of many different products installed by various tradesmen and sometimes do-it-yourself type renovators. To ensure Peace of Mind in your next Real Estate transaction use the Barrie Home Inspector for your protection and Peace of Mind. If you have a wood burning appliance then contact www.wett-inspection.com for your insurance companies required WETT Certification.

What is Radon – Is It in Your Home

Home Inspection

What is Radon –  Is It in Your Home
Radon is a gas produced by the radioactive decay of the element radium. Radioactive decay is a natural, spontaneous process in which an atom of one element decays or breaks down to form another element by losing atomic particles (protons, neutrons or electrons). When solid radium decays to form radon gas, it loses two protons and two neutrons. These two protons and two neutrons are called an alpha particle, which is a type of radiation. The elements that produce radiation are referred to as radioactive. Radon itself is radioactive because it also decays, losing an alpha particle and forming the element polonium
Elements that are naturally radioactive include uranium, thorium, carbon and potassium, as well as radon and radium. Uranium is the first element in a long chain of decay that produces radium and radon. Uranium is referred to as the “parent” element, and radium and radon are called “daughters” or “progeny.” Radium and radon also form daughter elements as they decay. The progeny of radon are called radon decay products, or RDPs.

The decay of each radioactive element occurs at a very specific rate. How fast an element decays is measured in terms of the element’s “half-life,” or the amount of time for one-half of a given amount of the element to decay. Uranium has a half-life of 4.4 billion years, so a 4.4-billion-year-old rock has only half of the uranium with which it started. The half-life of radon is only 3.8 days.

If a jar were filled with radon, only half of the radon would be left after 3.8 days. But the newly-made daughter products of radon (or RDPs) would also be in the jar, including polonium, bismuth and lead. Polonium is also radioactive. It is this element which is produced by radon in the air and in people’s lungs that can hurt lung tissue and cause lung cancer.
Radioactivity is commonly measured in picocuries (pCi).

Because the level of radioactivity is directly related to the number and type of radioactive atoms present, radon and all other radioactive atoms are measured in picocuries. For instance, a house having 4 picocuries of radon per liter of air (4 pCi/L) has about eight or nine atoms of radon decaying every minute in every liter of air inside the house. A 1,000-square-foot house with 4 pCi/L of radon has nearly 2 million radon atoms decaying inside it every minute.

Radon levels in outdoor air, indoor air, soil air and groundwater can be very different. Outdoor air ranges from less than 0.1 pCi/L to about 30 pCi/L, but it probably averages about 0.2 pCi/L. Radon in indoor air ranges from less than 1 pCi/L to about 3,000 pCi/L, but it probably averages between 1 and 2 pCi/L. Radon in soil air (the air that occupies the pores in soil) ranges from 20 or 30 pCi/L to more than 100,000 pCi/L; most soils in the United States contain between 200 and 2,000 pCi of radon per liter of soil air. The amount of radon dissolved in groundwater ranges from about 100 to nearly 3 million pCi/L. Natural Radiation Exposure

Since the beginning of time, all living creatures have been exposed to radiation. We live in a radioactive world. There are many natural sources of radiation which have been present since the Earth was formed. In the last century, we have added somewhat to this natural background radiation with artificial sources. However, the naturally occurring sources contribute about four to five times more radiation than human-made sources.

The three major sources of naturally occurring radiation are:

• cosmic radiation;
• sources in the earth’s crust, also referred to as terrestrial radiation; and
• sources in the human body, also referred to as internal sources.

Cosmic

The Earth and all living things on it are constantly bombarded by radiation from space, similar to a steady drizzle of rain. Charged particles from the Sun and stars interact with Earth’s atmosphere and magnetic field to produce a shower of radiation, typically beta and gamma radiation. The dose from cosmic radiation varies in different parts of the world due to differences in elevation and to the effects of the Earth’s magnetic field. Cosmic radiation comes from the Sun and outer space, and consists of positively charged particles, as well as gamma radiation. At sea level, the average cosmic radiation dose is about 26 millirems (mrem) per year. At higher elevations, the amount of atmosphere shielding cosmic rays decreases and, thus, the dose increases. The average dose in the United States is approximately 28 mrem per year.

Terrestrial

Radioactive material is also found throughout nature. It is in the soil, water and vegetation. Low levels of uranium, thorium and their decay products are found everywhere. This is called terrestrial radiation. Some of these materials are ingested with food and water, while others, such as radon, are inhaled. The dose from terrestrial sources also varies in different parts of the world. Locations with higher concentrations of uranium and thorium in their soil have higher dose levels.

The major isotopes of concern for terrestrial radiation are uranium and its decay products, such as thorium, radium and radon.

There are natural sources of radiation in the ground, rocks, building materials and potable water supplies. Radon gas is a current health concern. This gas results from the decay of natural uranium in soil. Radon, which emits alpha radiation, rises from the soil under houses and can build up in homes, particularly well-insulated homes. In the United States, the average effective whole-body dose of radon is about 200 mrem per year, while the lungs receive approximately 2,000 mrem per year.

Internal

In addition to cosmic and terrestrial sources, all humans are born with naturally occurring radionuclides, such as Potassium-40, Carbon-14, Lead-210, and other isotopes. The variation in dose from one person to another is not as great as the variation in dose from cosmic and terrestrial sources. The average annual “dose” from internal radioactive material is about 40 mrem.

Ionizing Radiation Exposure to the Public

This chart shows that of the total dose of about 360 millirems per year, natural sources of radiation account for about 82% of all public exposure, while man-made sources account for the remaining 18%.

Government of Canada Radon Guideline
Did you know?
The Canadian guideline for radon is 200 becquerels per cubic meter, If the radon level is found to be high, it can be fixed.
Health Canada collaborated with the Federal Provincial Territorial Radiation Protection Committee (FPTRPC) to review the health risk from exposure to radon. The risk assessment is based on new scientific information and was the subject of broad public consultation. Using the risk assessment and feedback obtained from the public consultation, the Government of Canada is updating its guideline for exposure to radon in indoor air. This updated guideline provides advice that is more broadly applicable and more protective than the previous FPTRPC guideline.
The Minister recommends that
• Remedial measures should be undertaken in a dwelling whenever the average annual radon concentration exceeds 200 Bq/m³ in the normal occupancy area.
• The higher the radon concentration, the sooner remedial measures should be undertaken.
• When remedial action is taken, the radon level should be reduced to a value as low as practicable.
• The construction of new dwellings should employ techniques that will minimize radon entry and will facilitate post-construction radon removal, should this subsequently prove necessary.
• In addition to residential homes, the term “dwelling” in this guideline also applies to public buildings with a high occupancy rate by members of the public such as schools, hospitals, long-term care residences, and correctional facilities. The following settings are excluded from this guideline:
o Uranium mines, which are regulated by the Canadian Nuclear Safety Commission;
o Other mines (e.g., fluorspar mines), which are regulated by provincial mining authorities; and
o Other workplaces which would be addressed by existing guidelines for naturally occurring radioactive materials (NORM). Details are given in theCanadian Guidelines for Management of Naturally Occurring Radioactive Materials (NORM) and a copy may be viewed or downloaded.
• The “normal occupancy area” refers to any part of the dwelling where a person is likely to spend several hours (greater than four) per day. This would include a finished basement with a family room, guest room, office or work shop. It would also include a basement apartment. It would exclude an unfinished basement, a crawl space, or any area that is normally closed off and accessed infrequently, e.g., a storage area, cold room, furnace room, or laundry room.
• The aim is to remediate and reduce the radon concentration to less than 200 Bq/m³. If the radon concentration is found to be greater than 600 Bq/m³, the remedial actions are recommended to be completed in less than a year; between 200 Bq/m³ and 600 Bq/m³, the remedial actions should be completed in less than two years.
• “As low as practicable” refers to what can be achieved with conventional radon reduction methods in a cost-effective manner. This is consistent with the ALARA (As Low As Reasonably Achievable) principle, whereby reasonable efforts are made to maintain radiation exposures as low as possible, with social and economic factors taken into consideration. In most situations, a final level less than 200 Bq/m³ will be readily achievable. In a small number of cases, it may happen that the application of all reasonable remediation techniques will still leave a residual radon level greater than 200 Bq/m³. It is not the intention of this guideline to recommend excessive or unreasonable remediation costs in order to achieve a marginal increase in benefit. Such situations should be evaluated on a case-by-case basis.
• This Government of Canada guideline is based on the guidance approved by the FPTRPC. The guideline is based upon current scientific understanding. It will be reviewed and updated as appropriate. Further information on the Federal Provincial Territorial Radiation Protection Committee is available.
Brought to you by the Barrie Home Inspector – Your Radon Specialist for Barrie, Alliston, Orillia, Midland, Penetang, Bradford, Newmarket and Aurora

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