Tag: property

What First Time Buyers need to know about Home Inspections

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What First Time Buyers need to know about Home Inspections

Home inspection should be a top priority for anyone interested in purchasing a new home. This includes first time buyers. After years of scrimping for a deposit and hard slog at work to climb the career ladder you may be thrilled to finally be able to afford your first house or apartment. You may even be burning with excitement at having finally found your dream house after months of visiting underwhelming or overpriced properties. The last thing you want is anything to spoil it. Getting a home inspector in to examine a property that you are thinking of buying is crucial, however. Even an immaculate and new apartment or a house that looks like a showroom can be hiding costly flaws. They might make you live to regret ever buying the property years down the line.

As a first time buyer you probably won’t have any particularly detailed knowledge of what makes a property sound and how to check a home is in good order, and there is no reason why you should. For example, can you identify what signs give away five or more of the most common roof problems? Or do you know how to tell if a property is at risk of developing a mold problem? Or how about making sure that the wiring is as it should be? Thought not! That is okay because fortunately, a good home inspector will be able to do all of this for you and more.

A home inspection checklist for first time buyers

For your own peace of mind you might consider making sure that you are present during the home inspection of your potential first home. It is useful to have your own checklist of basic tasks which a home inspector should carry out in order to ensure that you get a thorough job. The home inspection should include the following:

* Checks on the structure and foundation of the property: Irrespective of whether a house is built on a concrete slab or full basement, it needs to be resting on a foundation that is able to both take and distribute its weight. It also needs to be capable of withstanding the lateral forces of soil, which can sometimes cause problems with leaks and cracks. It cannot be stressed enough that checking the foundations of a house is absolutely crucial. It is true that first time homeowners can get wrapped up in all of the other things involved in securing a property like bargaining the best price and finding a mortgage. The latter is an especially huge issue for Americans in the wake of the subprime mortgage crisis as less mortgages are now available for people buying their first home. This is not just the case in the USA.

In the UK too, for example, qualifying and finding a first time mortgage is the number one concern of people buying property for the first time as banks have been accused of lending less since the financial crisis. As money.co.uk says, “If you’re looking to buy your first home then finding the best first time buyer mortgages is likely to be one of your main priorities”. There is no point on buying a castle built on sand, however, and the fact is that a thorough home inspection to check that a house has solid fundamentals is often a prerequisite for a decent mortgage. After all, it is in the lender’s interest that the property should be structurally sound. Therefore researching your mortgage and getting a home inspection ultimately go hand in hand.

* Inspection of the plumbing system: Plumbing inspection involves a number of different checks. These checks include examining pipes and faucets for leaks and checking the water pressure in the bathroom furthest away from the property’s water source. Other elements of a plumbing inspection might include checking that the water piping in a property has wrapped pipes to ensure that hot water is preserved over the winter and that the water tank it big enough to meet your needs as the prospective new owner.

* Inspection of the heating system and verification of the type of heating system: An examination of the heating system should include a detailed inspection of the venting system and checking the system for possible leaks. An examination of the blower to ensure that there is no lubrication or possible obstructions should also be undertaken, as should an inspection of the furnace’s inside chamber. In particular some furnaces suffer from holes or rust in this area of the furnace. The inspector should also clean the pilots, burners and sensors. They should verify that there is no risk of the furnace overheating by checking its maximum temperature. Finally the crucial carbon monoxide test is imperative. Other checks that should be included in a heating system inspection include ensuring that the air filters in the furnace are clean, checking the vent registers and that the thermostat is functioning correctly.

* Checking that the property’s wiring and overall electrical system is sound and safe: A house inspector should inspect a minimum of six electrical appliances in a house to ensure that the electricity system is functioning as it should. Furthermore, an inspection should also entail a polarity and earth fault loop test on sockets around the property at random; verification of whether adequate protective bonding conductors are in place; and an inspection of the consumer unit.

* Checking to ensure that there are no bug or insect infestations or a potential environment in which an infestation could develop: Wood-destroying insects can be particularly lethal for homes. For example, powder post beetles can lay their eggs in the cracks in unprotected wood and their offspring can start tunnelling once they have hatched. Therefore, a check for insects in the property is imperative.

* Inspection for asbestos: This should entail taking measures to identify the possible location of asbestos in a property and also the concentration of asbestos. It could also involve making a record of all of the materials in a property which contain asbestos and carrying out a risk assessment on those materials.

* Inspection of the well and septic system: If the property has its own well and septic system, then they should be examined. For example, a well’s record should be obtained from the relevant authorities and its location noted. The well casing should be in good condition without cracks and it should drain correctly. The water quality should also be tested by sampling the water for e coliform, E. Coli and nitrate.

Other things that should be checked

There are other aspects of a house inspection that should be on the checklist and the devil is in the detail. For example, the inspector should look around the attic or basement if the property has one and check the windows and doors to ensure that they open and close properly. All closets, walls, ceilings and floors should be examined. Nor should the outside of a property be neglected. A property’s facade and other aspects of the exterior should also be thoroughly examined for any indication of rot or weather damage. The inspector should also make a thorough examination of the roof, either by getting onto the roof or inspecting it with binoculars.

Barrie Home Inspector and Thermal Imaging

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Home Inspection

Barrie Home Inspector and Thermal Imaging. Combine Infrared Scanning & Home Inspection for your next Barrie Home Inspection. Free Thermal Imaging scans of your Exterior walls and Main electrical panel included with your home inspection package.

Thermal imaging cameras detect radiation in the infrared range of the electromagnetic spectrum (roughly 9,000-14,000 nanometers or 9-14 m) and produce images of that radiation, called thermograms. Since infrared radiation is emitted by all objects above absolute zero according to the black body radiation law, thermography makes it possible to see one’s environment with or without visible illumination.

The discovery of infrared started with a prism being placed into a ray of sunshine in a dark room which then reflected the colours of the rainbow using a property known as dispersion. This is the method Sir William Herschel utilized in the 1800′s in conjunction with thermometers to discern the presence of invisible light rays. He called his discovery the thermometric spectrum later to be known as infrared.

Thermal Imaging can be used for detection of potential equipment failure by measuring abnormal temperature signatures of electrical distribution system components. By evaluating the operating condition of these components, potential failure can be located and problem severity determined as part of a structured ongoing maintenance program.

When using a thermal imaging camera a special lens focuses the infrared light emitted by all of the objects in view. The focused light is scanned by a phased array of infrared-detector elements. The detector elements create a very detailed temperature pattern called a thermogram. It only takes about one-thirtieth of a second for the detector array to obtain the temperature information to make the thermogram. This information is obtained from several thousand points in the field of view of the detector array.

Light is often said to have a colour temperature. What this means is that the colour of the light is the colour of light radiated by a so-called black body which is at that temperature. Colour temperature is measured in Kelvins and the higher the colour temperature the bluer the light. Zero Kelvin is Absolute Zero and the freezing point of water is 273 Kelvins: a Kelvin degree is the same as a Celsius or Centigrade degree. In practice the actual temperature is not the same as the colour temperature.

Thermal Imaging has evolved into one of the most valuable diagnostic tools used for Predictive Maintenance (PM). Also known as Thermography, Thermal Imaging is the production of non-contact infrared, or “heat” pictures from which temperature measurements can be made. By detecting anomalies often invisible to the naked eye, thermography allows corrective action before costly system failures occur. Portable infrared (IR) imaging systems scan electrical systems, then constantly convert the thermal images to visible pictures for quantitive temperature analysis.

The Barrie Home Inspector was the first company in Simcoe County to offer Thermal Imaging as part of a Home Inspection. Our training, experience and knowledge make us the Premier Home Inspection company for residential or commercial property investment.

Commercial Property Inspector – Barrie

Real Estate

Commercial Property Inspector – Barrie is a Certified Building Code Official. He has attained the required training and education with the Ontario Building Officials Association and is fully qualified on Large Buildings and Part 3 of the Ontario Building Code. An unknowing inspector may lead you to believe your property is code compliant when you could in fact be faced with spending thousands or tens of thousands in required building code upgrades.

Aluminum Wiring: In the late 1960′s and early 1970′s copper prices rose and contractors/electricians switched from copper to lower costing aluminum wiring. Concerns with this type of wiring have arisen, for example, when aluminum wire is connected to devices (eg. receptacles, light fixtures) which were not designed for aluminum, or, when aluminum and copper wires are attached. In these cases a reaction can occur causing the connections to fail, perhaps become disconnected, and/or, potentially overheat, spark and catch fire. Symptoms of this can sometimes be seen in the discolouration of receptacles, flickering lights, or the smell of hot plastic insulation.

Asbestos became increasingly popular among manufacturers and builders in the late 19th century because of its sound absorption, average tensile strength, its resistance to fire, heat, electrical and chemical damage, and affordability. It was used in such applications as electrical insulation for hotplate wiring and in building insulation. When asbestos is used for its resistance to fire or heat, the fibers are often mixed with cement (resulting in fiber cement) or woven into fabric or mats. All types of asbestos fibers are known to cause serious health hazards in humans. Removing asbestos from a property can be expensive and time consuming. Personnel have to be licensed to perform asbestos removal.

Mould: Leaking roofs or basements can lead to an excess of moisture in your crawl space, basement or storage areas of your building or office. The best reason is to avoid the growth of fungus, mold, or mildew that may decay and destroy wood and potentially your indoor air quality. Moisture in any form provides the missing ingredient for spores to thrive and grow in its environment. Having your property or building inspected can prevent expensive clean up costs that might be incurred after you purchase a property.

Thermal imaging (infrared camera) is used on all our commercial property inspections. This amazing technology can aid in the detection of heat loss, moisture, water leaks, over-heating conditions and even mould detection. We also perform moisture checks with our up-graded digital moisture detector which allows us to detect moisture up to an inch behind most building products.

The Commercial Property Inspector has been in business for 7 years and has performed over 4,000 inspections. As a Certified Building Code Official with the Ontario Building Officials Assc he has master the Ontario Building Code by completing all the Part 9 (small buildings) and Part 3 (large buildings over 600 m2) which enables him to use this experience when inspecting your commercial real estate investment. All inspections are performed to ASTM E2018 standard and report is based on PCA format.

Looking to find Toronto Commercial Property Inspections, then visit www.commercialbuildinginspector.ca to find the best advice on GTA Commercial Property Inspections for your next investment.

Real Estate Market in Innisfil

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Real Estate

Real Estate Market in Innisfil. Today’s market for buying and selling homes if very competitive and you will want to ensure you have picked the best possible real estate agent to represent you. Here are some tips we have gleaned from some professionals.

Does your professional Realtor provide a staging service for his or her listings, many do in this competitive market. What information did your agent bring to your home prior to listing? How many agents are in his office, how many listings does he currently have? There are many people who are doing “on the job training” make your agent isn’t one of them.

How is your Realtor intending to market your home. What type of ads and how many open houses will they be having. It is always better to have an understanding on how the process will take place prior to listing, then there is no confusion.

When listing your home ensure you are using the current market conditions and not a two year old appraisal that does not reflect the current market prices. Mortgages rates are low and vacancy rates are declining which is good news for investors and sellers of properties.

Many people try and save money by utilizing the same Realtor and will even use a Home Inspector recommended by the Realtor. This saving can have dire consequences when you don’t have someone whose only duty is too look after your interests. Pay for the services of a professional and they will ensure your interests come first and foremost.

When buying a “used” home or property it is very important to ensure all work was done by qualified trades persons and all permits were taken out. Patio’s and decks are often erected illegally without using the proper building techniques or materials. You could end up paying to remove structure and erecting a new one if your local building authority inspects your property.

Mortgage Facts for Potential Home Buyers

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Real Estate

Mortgage Facts for Potential Home Buyers. Information to help you wade through all the mortgage information and facts available.

Economic news and downturns in key areas can affect the money banks pay in both Canada and the There are many variables that can influence the rates on long-term debt instruments, but an understanding of key economic indicators can provide clues to the future direction of interest rates in both Canada and the US.

The CPI for All Items less Food and Energy (also sometimes referred to as the “core” or “underlying” CPI) excludes volatile food and energy prices. Analysts focus on the “core” CPI, which is considered a more accurate measure of the underlying rate of inflation. A higher-than-expected CPI or increasing trend is considered inflationary, and can cause bond prices to fall and yields and interest rates to rise. Likewise, a lower-than-expected CPI cause yields and interest rates to fall.

A higher-than-expected monthly increase or increasing trend is considered inflationary, and can cause bond prices to fall and yields and interest rates to rise. Conversely, a smaller-than-expected figure cause yields and interest rates to fall. he government’s employment report provides information on the unemployment rate and the number of unemployed persons by occupation, industry, duration of unemployment, and reason for unemployment. Unlike the payroll employment data, which is a coincident indicator of economic activity (it changes direction at the same time as the economy), the unemployment rate is a lagging indicator.

After you have filed for bankruptcy protection or liquidation, you will wait four years before a traditional mortgage lender will qualify you for a home loan with market interest rates. And that will happen then only if you have taken steps to improve your credit and are in a good enough financial position to handle the loan.

Consider alternatives to traditional home mortgages with a bankruptcy on your record. Seller financing can be an option at any time. This is often a far more flexible arrangement. Plus, if you include this provision in your seller-financed loan agreement, you can convert to a traditional loan as you are able to qualify for it.

A lease-to-own house purchase (also “rent-to-own purchase” or “lease purchase”) is a lease combined with an option to purchase the property within a specified period, usually 3 years or less, at an agreed-upon price. Such arrangements have proliferated in the post-crisis market because many potential home buyers can’t meet the tougher loan qualification requirements today, and many potential sellers are unable to realize a satisfactory price in any other way.

When looking to purchase a home in the Angus real estate market remember that one of the most important conditions is that your property be inspected by a Home Inspector. There are many Home Inspectors available, but if you want a Home Inspector who has years of experience, over 4,000 inspections and is a Certified Building Code Official as designated by the Ontario Building Officials Association the call the Orillia Home Inspector, or visit his site at www.barriehomeinspector.com to view his qualifications and “Fair Pricing Policy”. Call Roger at 705-795-8255 or Toll Free at 888-818-8608. Information and advice is always FREE. Roger is also WETT Certified for homes that have fireplaces or other wood burning appliances.

Your Local Angus Real Estate Agents

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Real Estate

Your Local Angus Real Estate Agents. People who own property are typically 26% wealthier than non-home owners. When house values increase the home owner benefits even though they may only have a small equity position in the home. Just imagine if you owned a $150,000 house with 5% down ($7500) and house values increased by just 3%. In one year you would have had an increase in equity of over $5,000

Many people who have been turned down by traditional mortgage lenders are turning to the Rent to Own method of home buying. For many, the rent-to-own home may be the best option. Also called a lease-to-own house, the process works similarly to a car lease : Renters pay a certain amount each month to live in the house, and at the end of a set period — generally within three years — they have the option to buy the house. Each month of rent they pay is income for the seller, while a portion of it goes toward a down payment to eventually buy the home.

In many Rent to Own agreements the renters also have to pay an option fee and then a rent premium. The option fee is a set amount that the renter pays the seller. If, at the end of the lease period, the renter buys the house, the option fee becomes part of the down payment. If the renter doesn’t buy the house, the option fee becomes income for the seller. Rent premiums are an amount slightly above the typical rent, with a portion of that money going toward a down payment.

The finances of the Rent to Own property are usually based this example situation. The average house is worth $300,000, and typical rent would be $1,500 a month. Someone who’s renting to own might pay $1,700 a month in rent and then receive a $200 rent credit each month. Add the option fee, in this case $5,000. On a three-year lease, the renter would earn $7,200 in rent credits. Adding the earned rental credits to the option fee, the renter has accumulated $12,200 for a down payment.

Rent to Own properties will require a deposit, the same as if you were buying your own home. Most companies will require a minimum of $15,000 as a deposit. The monthly payment for a rent-to-own agreement will depend on your budget. The larger your payments, and the longer you make them for, the larger the accumulated downpayment will be when you exercise your purchase option and get a mortgage in your own name.

At the end of your rent-to-own agreement, the sum of your initial deposit and your monthly payments will count as a downpayment for your own mortgage. To know exactly how much of a downpayment you will

Angus Real Real Estate Agent

need to consult with a mortgage broker to discuss getting the best possible rate.
Your local Angus Real Estate agent can help you find a property that will fit your budget. Choosing a Professional agent with local knowledge and experience will greatly enhance your real estate shopping experience. Choose from our Best Angus Real Estate Agents to ensure your receive the best possible advice when making your next property investment.

Commercial Building Inspector–Toronto and GTA

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Real Estate

Commercial Building Inspector–Toronto and GTA. Commercial Building Inspections are an important decision before investing in a property. Understanding your buildings systems and condition is paramount to purchasing property. As a Certified Building Code Official with the Ontario Building Officials Association you can rest assured that your building will be code compliant and suitable for your occupancy requirements.

In Ontario Part 3 of the Ontario Building Code covers buildings over 600 M2 in size. The Ontario Building Officials Association offers many courses specific to Large Buildings which would be considered necessary if planning to inspect a Part 3 building.

Large Buildings is an intensive course dealing with the Occupancy of Buildings; Building Fire Safety; Safety within Floor Areas; Exits; Barrier Free Design; Structural Design; Change of Use and Renovations to name a few. As you can see from the subject titles all of these aspects of a building are important and can be very expensive to repair or upgrade.

The Classification and Construction course typically offers and includes the following: building classification; separation of major occupancies; building area and height; streets; building size and construction; occupant load; fire separation/fire-resistance ratings; firewalls; closures; Ontario Building Code requirements; fire stopping; provision for firefighting; and mezzanines and interconnected floor spaces.

Part 3 Fire Protection is an OBOA course dealing with all aspects of your buildings fire protection features. Your local building department may require you to upgrade your features where the following are lacking or require improvement; Fire Resistant ratings; where the building coded requires Fire Separations because of Building Classification, separation of major occupancies, service spaces and exits including penetrations of fire separations. An unknowing inspector may lead you to believe your building is code compliant when you could in fact be faced with spending thousands or tens of thousands in required building code upgrades.

The Commercial Building Inspector is a qualified Building Code inspector. He is a Certified Building Code Official with the Ontario Building Officials Association and is fully qualified on Large Buildings and Part 3 of the Ontario Building Code. An unknowing inspector may lead you to believe your building is code compliant when you could in fact be faced with spending thousands or tens of thousands in required building code upgrades.

The most important aspect of having your Commercial Property inspected is knowing the Qualifications of the actual inspector performing the inspection. There is no value to hiring a well known firm whose founder is extremely well educated, only to find out that you are going to be dealing with an employee, who may or may not have the qualifications you are looking for. The Commercial Building Inspector attends every inspection and uses only highly trained assistants to aid him.

The Commercial Building Inspector has experience in Project Reviews, Over 4,000 paid inspections, is a Certified Building Code Official and has experience in hundreds of plaza’s, Malls, Strip Malls, Medical Buildings, Apartment Buildings, Mixed Use and Multiple Occupancy building inspections. Visit www.commercailbuildinginspector.ca to review Buildings Inspected and Qualifications, you won’t be disappointed.

Your Local Alliston Real Estate Agents

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Real Estate

Your Local Alliston Real Estate Agents. Did you know that on average home owners are 26 times wealthier than renters? Just imagine if you owned a $150,000 house with 5% down ($7500) and house values increased by just 3%. In one year you would have had an increase in equity of over $5,000. As property values increase, so does your equity.

If you have been turned down for credit and cannot get a traditional mortgage you may qualify for a Rent to Own home. For many, the rent-to-own home may be the best option. Also called a lease-to-own house, the process works similarly to a car lease : Renters pay a certain amount each month to live in the house, and at the end of a set period — generally within three years — they have the option to buy the house. Each month of rent they pay is income for the seller, while a portion of it goes toward a down payment to eventually buy the home.

Although each Rent to Own agreement is different, most agreement require the renters to pay an option fee and then a rent premium. The option fee is a set amount that the renter pays the seller. If, at the end of the lease period, the renter buys the house, the option fee becomes part of the down payment. If the renter doesn’t buy the house, the option fee becomes income for the seller. Rent premiums are an amount slightly above the typical rent, with a portion of that money going toward a down payment.

Understanding how the Rent to Own plan works is based on a typical sample, as shown; The average house is worth $300,000, and typical rent would be $1,500 a month. Someone who’s renting to own might pay $1,700 a month in rent and then receive a $200 rent credit each month. Add the option fee, in this case $5,000. On a three-year lease, the renter would earn $7,200 in rent credits. Adding the earned rental credits to the option fee, the renter has accumulated $12,200 for a down payment.

Even though you will be technically renting the home you will still require a deposit to qualify for a Rent to Own property. The monthly payment for a rent-to-own agreement will depend on your budget. The larger your payments, and the longer you make them for, the larger the accumulated downpayment will be when you exercise your purchase option and get a mortgage in your own name.

At the end of your rent-to-own agreement your credit should have been improved enough for you to obtain your own mortgage. Then the sum of your initial deposit and your monthly payments will count as a downpayment for your own mortgage. To know exactly how much of a downpayment you will need to consult with a mortgage broker to discuss getting the best possible rate.

Your local Alliston Real Estate agent can help you find a property that will fit your budget. Choosing a Professional agent with local knowledge and experience will greatly enhance your real estate shopping experience. Choose from our Best Alliston Real Estate Agents to ensure your receive the best possible advice when making your next property investment.

Innisfil Real Estate Agents

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Personal Interest, Real Estate

Randy, Tammy and Daughter Natasha are the Wigley Real Estate Team who specialize in Innisfil properties. The Wigley Team are full time Realtor’s for Sutton Group Realty. Whether Buying or Selling, the Wigley Team has the experience to guide you through the fine details of buying or selling property in Innisfil. Randy and Tammy are experts in Rent to Own, Bank Foreclosures and Investment properties.

Robert Young is a Professional Innisfil Real Estate agent whose motto is “I will treat you the way I would want to be treated” Robert’s goal is to provide you with such outstanding personal service that you’ll always feel like you’re his only client. Robert can do this because he is equipped with the tools, information and support needed to make the most of your relationship- enabling him to be by your side, serving you throughout every step of the entire process. Robert Young wants to be Your REALTOR of choice for Life! Contact Him Today!

Shelley Coulter works for Sutton Group Realty. Shelley is a firm believer in customer service and always goes the “extra mile’ to ensure her clients are happy and achieve the results they were looking for. To ensure satisfaction in your next real estate transaction in Innisfil,, contact Shelley today. Shelly has experience and can help guide you through the complicated process of Rent to Own, Bank Foreclosures, Power of Sale, Condominiums, Investment and Buying or Selling properties in Innisfil.

Katie Kirk, ( aka Kirk Werks ) is a Sales Representative at Sutton Group Incentive Realty Inc., Brokerage. Katie is also a Senior Interior Design Consultant at Closets by Design. Katie is a volunteer at On T.R.A.C. for BULLYING PREVENTION, was previously a Business Solutions Manager at InsightU and has a solid background in sales. Katie has attended Georgian College, Queen’s University and Eastview Secondary School. Whether buying or selling property in Innisfil ON, Katie Kirk is the agent who can help your dreams come true.

Sharon Madeley is a Professional Real Estate agent with CHAY RE/MAX Barrie. Sharon Madeley is a graduate of Humber College’s Child and Youth Worker Program. She spent eight years working for the Toronto Children’s Aid Society. During those eight years Sharon worked with families providing family support, crisis support and individual counselling. Sharon’s interest in families is what drew her to Real Estate. The gratification of bringing loved one’s together under one roof and creating a feeling of somewhere they can call “HOME.” Her on-going interests have always been the same, whether it is a career in real estate or any of her previous endeavours. Sharon believes it is her job to; “DO MY BEST TO KEEP FAMILIES TOGETHER”. Sharon is a hard working professional Innisfil Realtor. She is an experienced negotiator with expert knowledge of the local market. You can count on her to always work with your interest in mind and to represent you and your wishes to the best of her abilities. Sharon understands that the needs of each client are unique and need to be addressed as such. Customer Service is the key. If you are a “BUYER” or “SELLER” Sharon Madeley looks forward to making your “DREAMS” a “REALITY.”

Stephen Staples is a CENTURY 21® Real Estate professional, His Team is dedicated to providing you with the highest quality service possible. Our knowledge of the local Real Estate market is combined with the power of the CENTURY 21 brand – the most recognized name in Real Estate today. The Stables Team would like to thank you for visiting and encourage you to utilize their web sites as your personnel resource. We are built with 2 generations of Real Estate Experience. We are thankful everyday for the Life we have, a great family and a rewarding real estate business.

Building Basics by Angus Real Estate Agents

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Basements, Exterior

Building Basics by Angus Real Estate Agents. If you are building a wall for a home addition, garage or other structure, it is important to be able to read construction drawings to identify all the dimensions for the walls which are given on the floor plan and elevation. The walls are to be laid out the same as on the floor plan, with all measurements followed exactly. The openings for doors and windows must be placed exactly. It is important that the corners be set on the foundation exactly as given on the detail drawing on the foundation plan. Taking measurements from the foundation or floor plan, and transferring those measurements to the foundation, footing or floor slab is the first step in laying out the wall.

Traditional stucco is made of lime, sand, and water. Modern stucco is made of Portland cement, sand, and water. Lime is added to increase the permeability and workability of modern stucco. Sometimes additives such as acrylics and glass fibers are added to improve the structural properties of the plaster. This is usually done with what is considered a one-coat stucco system, as opposed to the traditional three-coat method. As a building material, stucco is a durable, attractive, and weather-resistant wall covering. It was traditionally used as both an interior and exterior finish applied in one or two thin layers directly over a solid masonry, brick or stone surface. The finish coat usually contained an integral color and was typically textured for appearance.

In the field of human-wildlife conflicts, probably the most common scenario nationwide is the squirrel in the attic.
Most people become aware that an animal is living in their attic when they hear scampering, or scratching noises above the ceiling. A wide variety of animals choose to live in the attics of buildings, from rats and mice, bats and pigeons, raccoon’s, opossums, and of course squirrels. Most of these animals will oftentimes use other areas of the home as well, from the soffits to the wall voids to the space between floors, so the attic is not the only area you’ll find critters.

A plumbing fixture could refer to a receptacle or device that is either permanently or temporarily connected to the water distribution system of the property, and which demands a supply of water. Or the fixture could discharge waste water, liquid-suspended waste materials or sewage to the drainage system of the property. The fixture could also require both a water supply connection and a discharge to the drainage system of the property. Plumbing fixtures include water closets, urinals, bidets, lavatories, sinks, showers, bathtubs and floor drains.

There should be at least 15 inches of space from the center of a water closet, lavatory or bidet to any sidewall, partition, cabinet or any other obstruction. There should be at least 30 inches of space between adjacent fixtures. There should be a space of at least 21 inches in front of the water closet, lavatory or bidet to any wall, fixture or door. This clearance is for comfortable, adequate space for cleaning and use of the fixture.

A septic tank is used to hold wastewater while the wastewater’s solids and liquids separate. The heavier solids in the wastewater, called sludge, sink to the bottom of the tank. There it will slowly decompose. A properly functioning septic tank will remove 75% of the suspended solids, oil and grease from the effluent. The lighter, floatable material, called scum, rises to the surface and becomes trapped between devices at the tank’s inlet and outlet, either baffles or sanitary tees. When wastewater enters the tank, it pushes relatively clean effluent, called “the clear zone” that located in the settling area between the scum and the sludge layers, out of the tank.

The Best Barrie Home Inspector provides visial and Thermal Imaging inspections of all major components of your home. A small investment considering the expense of buying property. Visit <a href=”http://www.barrie-home-inspector.com”>The Best Barrie Home Inspector’s Site</a> to arrange an inspection.

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